Open Enrollment – 2021 Rates - Human Resources at Ohio State
November 1-15, 2020
2021 Benefit Plan Rates
Ohio State strives to offer a comprehensive benefits package that meets the needs of you and your family. Health care costs paid by the Faculty and Staff Health Plan are increasing and would normally result in an increase in employee contributions. However, to assist employees during a time of economic uncertainty, the decision was made by the university for the 2021 plan year that rates for Ohio State’s benefit plans will be kept at the same level as 2020. This does not include rates for COBRA coverage.
Use the interactive tool below to view the 2021 rates for each of the university’s medical/ prescription, dental, vision, life insurance and disability benefit plans for which you are eligible. Please note that benefit rates may vary based on your compensation, full-time equivalency (FTE) and classification.
Additional 2021 Rates Information
Ohio State uses employee classifications along with percentage full-time equivalency (FTE) and appointment type (Regular, Term or Temporary) to define benefits eligibility and premium rates. If you are unsure of your employee classification or appointment type, FTE or standard hours, check with your department human resources contact.
Faculty & Staff – Including faculty and staff (A&P, Senior A&P and CCS), associated faculty, visiting faculty and clinical instructor house staff
Regular – Any appointment for which the relationship between the department and the individual is intended to be ongoing.
Term – Faculty or Unclassified appointments for which the relationship between the department and the individual is for a designated period of time, normally greater than one year but less than three years.
Temporary – Any appointment for which the relationship between the department and the individual is for a designated period of time, normally less than one year.
100% FTE – 40 standard hours per week
75% FTE – 30 standard hours per week
50% FTE – 20 standard hours per week
Participate in YP4H and reduce your cost for health care
Eligible individuals who completed their PHA in 2020 by December 31, 2020 will receive a PHA premium credit in 2021.
- Enrolled faculty and staff are eligible for a $300 annual premium credit.
- Enrolled spouses are eligible for a $180 annual premium credit.
As you complete levels of the incentive program, you will earn the following:
- Enrolled faculty and staff can earn up to $300 in HRA credits during 2021.
- Enrolled spouses can earn an additional $300 in HRA credits during 2021.
If you are a full-time regular or term employee (75 – 100 percent FTE), your compensation tier is determined annually by taking your base pay as of October 1 and any additional pay earned during the prior 12 months. Once your compensation tier is established each year prior to open enrollment, it will not be adjusted until the following year, even if your base pay changes or you earn additional pay.
Interactive Rates Tool
Please select options that apply to you:
- Faculty & Staff
- Associated Faculty
- Clinical Instructor House Staff
- Visiting Faculty
- Post-Doctoral Scholar
- Nationwide Children's Hospital
- Regular or Term
Determine your compensation:
Medical & Prescription Rates
View the benefit plan rates for medical and prescription coverages below. For each applicable area, the Personal Health and Well-being Assessment (PHA) completion credit has been applied and factored into the total cost. Read more about the PHA.
View the benefit plan rates for dental coverage below.
View the benefit plan rates for vision coverage below.
Life Insurance Rates
View the benefit plan rates for life insurance coverage below.
This year’s Open Enrollment period does not provide an opportunity to enroll in short-term disability without evidence of insurability (EOI); however, Open Enrollment is the only opportunity to cancel STD coverage. More information can be found on the short-term disability page within the Open Enrollment section.
The combination of categories you selected are not eligible for health and welfare benefits at The Ohio State University. If you feel you received this message in error, please contact HR Connection at firstname.lastname@example.org.
You may be eligible for coverage under the Patient Protection and Affordable Care Act.